EU regulation for agentic commerce
What each rule says, who it reaches and what it means for a store selling through agents. Every date and every obligation links to its official source.
eIDAS 2.0
In force since 20 May 2024. The European Digital Identity Wallet obligations depend on deadlines that run from the implementing acts (see «EUDI Wallet»).
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EUDI Wallet (implementing acts)
The first five implementing acts have been in force since 24 December 2024. The relying-party registration act (2025/848, amended by 2026/1730, OJ 22-7-2026) applies from 24 December 2026. Act 2026/1731 (OJ 22-7-2026) amends four of the first ones and sets 11 August 2028 as the application date of some requirements.
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PSD3 and Payment Services Regulation (PSR)
Not published in the Official Journal: not applicable law today. The Council adopted its first-reading position on 29 October 2026 (early second-reading procedure) and published it on 5 November; Parliament must approve it at second reading, with an indicative plenary date of 14 December 2026. Directive (EU) 2015/2366 (PSD2) still applies. PSD3 repeals PSD2: the PSD2 references in this entry will lapse once PSD3 applies.
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Artificial Intelligence Act (AI Act)
In force since 1 August 2024, with staggered application. The Digital Omnibus on AI (Regulation (EU) 2026/1744, OJ 24-7-2026, in force 27-7-2026) deferred high-risk requirements to 2 December 2027 (Annex III) and 2 August 2028 (Annex I).
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